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I was kissing her, feeling tears rolling down her cheeks into our kiss. I was choked up too."Before I met you I didn't want any man. I played with Ruth but didn't want Tiny; I didn't want any man. Then you came. You fascinated me so I had to find out more about you. Ruth picked up on it and we planned your seduction. Not marriage, not even a long term relationship, just someone to find out some things about myself."Sue continued, "From our first meeting, in my obnoxiously tiny swimsuit, I wanted you, I wanted to know you better."Sue pushed me off her onto my back then straddled me holding her hand out looking at the ring."The more we were together, the more I wanted to be with you. You taught me that I really enjoyed men. I really enjoyed you. When you let me come with you all the time, I felt great. You even acted like you depended on me. God, I loved that. You made me feel wanted."She looked at her ring again, scooted forward and reached around behind her so she could fondle. Principle and interest payments would be about $534.10 at 7% per year. Of course, the note would balloon after three years and the unpaid balance would be due and payable immediately unless we negotiated another loan. What do you think?" I don't know. I really don't want to make that kind of loan. What if I couldn't pay it off in 3 years?"The elder Mr. Godfrey smiled and said, "Oh, nothing earthshaking, I'm sure we could work something out, and just think, you would have the whole farm back together. Of course, we would need collateral in order to make the loan. We would want the balance of your land put up as collateral for the deal. That's how we can make the deal with no down payment." No pre-payment penalties? What if I am late or miss a payment?"Godfrey elder laughed and said, "Heck, we're neighbors, a day or two late is no big deal and if you miss a payment, you just have to pay a little penalty and make it up as soon as you can. And there would be no problem with paying off.
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